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For anyone receiving Supplemental Security Income (SSI), reporting income and life changes to the Social Security Administration (SSA) is not just recommended-it’s mandatory.
Whether you’re employed, self-employed, or receiving other forms of support, the SSA requires regular updates to ensure you’re getting the correct benefit amount each month.
Failing to report changes on time could result in reduced payments, overpayments you’ll have to return, or even a temporary suspension of your benefits. Here’s how to stay compliant.
What Income and Changes Must Be Reported to the SSA?
Depending on the nature of your income, you may be required to report it monthly, yearly, or as soon as it changes.
Every month, you must report:
- Wages from employment
- Child support received
- Unemployment benefits
Annually (by January 10):
- Total self-employment income from the previous year
Immediately after changes:
- Cash received from friends or relatives
- Pensions or retirement benefits
- Lottery or gambling winnings
- Revised self-employment income estimates
- Any shifts in income from any source
If you’re married or applying for a child, your spouse’s or parents’ income and resources must also be reported.
How to Submit Income Reports to the SSA
The SSA provides several convenient ways to report your wages and income updates:
- Mobile Wage Reporting App: Available via the Apple App Store and Google Play
- Automated Telephone Reporting: 24/7 at +1 866-772-0953
- For all other income changes: Call +1 800-772-1213 or TTY +1 800-325-0778 (Mon-Fri, 8 AM-7 PM)
It’s vital to report any qualifying change within 10 days after the end of the month in which it occurred.
Why Timely Reporting Matters
Not informing the SSA of changes may result in overpayments, which must be repaid, or penalties ranging from $25 to $100 per incident.
According to the SSA: “We may overpay you and you may have to pay us back. We may apply a penalty that will reduce your SSI payment by $25 to $100 for each time you fail to report a change.”
Worse still, if you knowingly provide false information or withhold critical details, the SSA may withhold your benefits for six months for the first offense, with subsequent penalties increasing to 12 and then 24 months.
This news was originally published on this post .
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