SSI Income Limits Chart 2025: How much money can you make and still be eligible?

Benefits - English David Schiavone - SAM English Direct Payments - English Sports SSA - English SSI - English Stimulus - English Welfare Programs - English

add

Supplemental Security Income (SSI) provides financial assistance to millions of Americans who are blind, disabled, or over the age of 65 with limited income and resources.

But qualifying for SSI benefits in 2025 means staying under strict income and asset thresholds.

To be eligible, individuals must generally meet three basic conditions: they must have limited income, limited financial resources, and either a qualifying disability or be at least 65 years old.

For children, the disability must severely limit daily activity. For adults under 65, it must prevent them from working for at least a year or be expected to result in death.

How income is counted for SSI in 2025

The Social Security Administration (SSA) defines income broadly. It includes wages, Social Security benefits, pensions, unemployment, and even help from friends and family. However, not all income counts toward the SSI limit.

• Earned income includes wages and self-employment earnings.
• Unearned income includes Social Security, pensions, and other non-work-related sources.
• In-kind support includes free or reduced-cost shelter.
• Deemed income is income from spouses, parents, or sponsors that is considered available to the applicant.

In 2025, individuals who earn more than $2,019 per month from work typically exceed the income limit. This number increases for couples and parents applying on behalf of a child.

However, the SSA excludes the first $20 of any income, and for earned income, the first $65 plus half of the remaining wages is also excluded. This can significantly reduce what’s considered “countable” income.

For example, if someone earns $317 in wages:

1. Subtract the first $20 and $65: $317 – $20 – $65 = $232
2. Divide the remainder by 2: $232 ÷ 2 = $116
3. Subtract $116 from the federal SSI rate ($943 in 2025) = $827 SSI benefit

In contrast, someone receiving $300 in Social Security benefits (unearned income) would see:

1. $300 – $20 = $280
2. $943 – $280 = $663 SSI benefit

If the person also qualifies for a $15 state supplement, their total benefit would increase accordingly.

Resource and noncitizen rules for SSI

In addition to income, SSA looks at assets, or “resources.” To qualify in 2025:

• Individuals must not have more than $2,000 in countable assets.
• Couples must not exceed $3,000.
• For parents applying on behalf of a child, the threshold increases by $2,000.

Exempt resources include a primary home, one vehicle, burial funds, and certain educational grants.

Noncitizens must meet additional residency and sponsorship rules. In some cases, income from a sponsor may count against the applicant.

This news was originally published on this post .

Tagged as:
Benefits - English David Schiavone - SAM English Direct Payments - English SSA - English SSI - English Stimulus - English Welfare Programs - English

Share on

email

Previous

trending_flat

Aaron Judge is on one of the most productive runs in MLB history

Sports

Next

trending_flat

Olivia Dunne shows off abs with casual look in Pittsburgh to support Paul Skenes against Chicago Cubs

David Schiavone - SAM English