Medicare Savings Program Texas: What are the four programs available?
Texans on Medicare have more ways to save on healthcare costs in 2025, thanks to updated eligibility rules for the Medicare Savings Programs (MSPs). These changes, now in full effect statewide, are helping low- and moderate-income individuals cover critical expenses like premiums, deductibles, and coinsurance.Managing healthcare costs is a constant challenge for many seniors and people with disabilities. That's where the MSPs, managed by Texas Health and Human Services (HHSC), come in. Each program is designed to support different financial situations, making it easier for eligible Texans to access the care they need without breaking the bank.The four programs: What you need to knowThe Qualified Medicare Beneficiary (QMB) program offers the most extensive benefits. It covers premiums for Medicare Parts A, B, and B-ID, as well as deductibles and coinsurance. To qualify, individuals must have a monthly income at or […]
