How many credits are needed to receive Social Security benefits in 2025?

SPORTIVO
Article arrow_drop_down

For many, the fact of working for a few years and making contributions automatically makes them pension beneficiaries with guaranteed monthly payments, but things are not so simple, or at least there are nuances, and here we will try to solve one of the most recurring doubts for anyone seeking the benefits of Social Security.

The minimum retirement age is 62, although there is a reduction in the monthly amount. If you were born in or before 1957, you are already entitled to your full benefit, while full retirement age is 66 if you were born from 1943 to 1954. If you were born from 1955 to 1960, your full retirement age gradually increases until it reaches 67 years. For anyone born in or after 1960, full retirement benefits are paid at age 67

Brittany Mahomes sparks controversy with “likes” on Trump amid scrutiny of her marriage to Patrick

How many credits do I need to get benefits?

In order to be eligible for Social Security benefits, every worker and essentially taxpayer must have accumulated at least 40 Social Security credits, and these credits are accumulated when you work and pay Social Security taxes, at a rate of four per year.

For example, in 2025, a Social Security and Medicare credit is earned for every $1,810 of covered earnings each year and you must earn $7,240 to get the maximum of four annual credits.

Average income is important in determining the amount

This criterion is established for eligibility for benefits and it does not matter if at retirement age you have more credits than required, but it will not increase the amount of your benefit, which will depend on the average of your income over your working years.

If you do not earn enough credits, Social Security will not pay benefits, it is that simple. In layman’s terms, 40 credits are earned in about 10 years of work in Social Security-covered jobs and the respective tax payments.

This news was originally published on this post .

About the author

About the author call_made

SPORTIVO

More posts

trending_flat
Schauffele surges up leaderboard in Japan as he chases first win in over a year

Xander Schauffele is four shots off the lead after two rounds of the PGA Tour's Baycurrent Classic as he chases his first victory since July 2024.Schauffele carded a blemish-free eight-under 63 at Yokohama Country Club on Friday, recording five birdies on his front nine and a further three coming home. The world No 3's score was matched by leader Max Greyserman, who registered six birdies and an eagle as he rose to 12 under for the tournament after 36 holes.Schauffele, Alex Smalley and Alex Noren are in a share of second place on eight under, with Sahith Theegala and Si Woo Kim among four players one shot further adrift. Image: Max Greyserman leads by four shots in Japan Schauffele, whose previous victory came at the 2024 Open Championship, has secured just three top-10 finishes in 15 events on the PGA […]

trending_flat
Sister Jean dies at 106: Legendary Loyola basketball chaplain and March Madness icon passes away

Sister Jean Dolores Schmidt, the former Loyola Ramblers team chaplain that became a famous figure during the men's basketball team's 2018 run to the Final Four, has died at 106 years old, the university announced Thursday night in a statement:"Loyola University Chicago is greatly saddened to confirm the death of Sister Jean Dolores Schmidt, BVM. This is a tremendous loss of someone who touched the lives of so many people. We appreciate everyone's thoughts & prayers during this difficult time."Sister Jean served Loyola's students for more than six decades, retiring just last month. She was a common sight at Loyola sporting events, and garnered national fame when her No. 11-seeded Ramblers embarked on a Cinderella run in the NCAA Tournament, upsetting No. 6 Miami, No. 3 Tennessee, No. 7 Nevada and No. 9 Kansas State before finally falling to No. 3 Michigan in […]

„Das ist traurig“ – Scharfe Tuchel-Kritik trotz England-Sieg

Englands historischer Sieg gegen Wales (3:0) und seine Nachwehen!Während Trainer Thomas Tuchel (52) mit der Leistung seines Teams zufrieden ist, ist er mit dem Auftreten der Fans nicht einverstanden.Thomas Tuchel (52) stand jetzt siebenmal als England-Trainer an der Seitenlinie. Sechs davon gewann er, eine Niederlage (1:3 gegen Senegal) kassierte erFoto: Getty Images<!-->]-->Der englische Nationaltrainer kritisiert bei „ITV“ scharf: „Ich liebe den englischen Fußball, und ich liebe die englischen Fußballfans und die Unterstützung, die sie geben, aber ich denke, heute hat die Atmosphäre nicht zur Leistung auf dem Platz gepasst. Das Stadion war still. Wir haben keine Energie von ihnen zurückbekommen.“ Die Partie fand im Londoner Wembley-Stadion statt, mehr als 78.000 Fans waren live dabei.Mehr zum Thema<!-->[-->Tuchel weiter: „Was kann man noch mehr geben? 20 Minuten, drei Tore, wir haben Wales unter Druck gesetzt. Wenn man dann eine halbe Stunde lang […]

trending_flat
Breaking down everything Jaxson Dart and Cam Skattebo accomplished in Giants’ statement victory over Eagles

The New York Giants registered a statement victory on Thursday night, defeating the reigning Super Bowl champion Philadelphia Eagles, 34-17. The Giants pulled off this massive upset on the backs of their second and fourth picks in the 2025 NFL Draft: Quarterback Jaxson Dart and running back Cam Skattebo. In his third NFL start, Dart completed 17 of 25 passes for 195 yards and one touchdown, and rushed for 58 yards and another score. Skattebo was a monster on the ground all game, rushing 19 times for 98 yards and a whopping three touchdowns. He also caught two passes for 12 yards.Dart and Skattebo were the second rookie quarterback-running back duo to record 50 rushing yards and a touchdown apiece in a game since 1970, following in the footsteps of Robert Griffin III and Alfred Morris, and the first Giants rookie […]

trending_flat
High Five: The rest of the world’s top upcoming qualifiers

Outside of Europe, several continents across the rest of the world are still whittling down their candidates for the 2026 World Cup finals.Fates still hang firmly in the balance in Africa, Asia and the North America, Central America, Caribbean trident, with several nations dreaming of a first appearance at the sport’s biggest tournament.AdvertisementFrom Cape Verde to Curacao and Stanley Menzo to Steve McClaren, here’s everything you need to know about five of the biggest matchups coming up this week.Curacao v Jamaica, Ergilio Hato StadiumSaturday October 11, 12am BST/7pm ET (Friday)Stay calm, 90s football lovers – everybody’s favorite France ’98 underdog, The Reggae Boyz, are closing in on a World Cup return.Jamaica head into a double-header against Curacao and Bermuda knowing two wins will clinch their spot next year, should the other Group B fixtures end in draws.Steve McClaren is seeking […]

trending_flat
Super League Grand Final pundit predictions as Hull KR and Wigan face off

Ahead of the Super League Grand Final 2025 between Hull KR and Wigan Warriors, we asked the Sky Sports Rugby League pundits for their predictions...Jon Wilkin's predictionsWho will win? Wigan - My heart wants Hull KR, but my head knows better. Wigan have been haunted all season by last year's glory. Please use Chrome browser for a more accessible video player The Super League Grand Final takes place at Old Trafford on Saturday in a repeat of last year's final between Wigan Warriors and Hull KR. Take a look back at the big moments from their journey this season They won everything in 2024, and now they've come up empty in 2025. That kind of hunger makes teams dangerous.Desperate for silverware, nothing sharpens desperation like an empty trophy cabinet. Monterosa This content is provided by Monterosa, which may be using […]

Related

trending_flat
Schauffele surges up leaderboard in Japan as he chases first win in over a year

Xander Schauffele is four shots off the lead after two rounds of the PGA Tour's Baycurrent Classic as he chases his first victory since July 2024.Schauffele carded a blemish-free eight-under 63 at Yokohama Country Club on Friday, recording five birdies on his front nine and a further three coming home. The world No 3's score was matched by leader Max Greyserman, who registered six birdies and an eagle as he rose to 12 under for the tournament after 36 holes.Schauffele, Alex Smalley and Alex Noren are in a share of second place on eight under, with Sahith Theegala and Si Woo Kim among four players one shot further adrift. Image: Max Greyserman leads by four shots in Japan Schauffele, whose previous victory came at the 2024 Open Championship, has secured just three top-10 finishes in 15 events on the PGA […]

trending_flat
Sister Jean dies at 106: Legendary Loyola basketball chaplain and March Madness icon passes away

Sister Jean Dolores Schmidt, the former Loyola Ramblers team chaplain that became a famous figure during the men's basketball team's 2018 run to the Final Four, has died at 106 years old, the university announced Thursday night in a statement:"Loyola University Chicago is greatly saddened to confirm the death of Sister Jean Dolores Schmidt, BVM. This is a tremendous loss of someone who touched the lives of so many people. We appreciate everyone's thoughts & prayers during this difficult time."Sister Jean served Loyola's students for more than six decades, retiring just last month. She was a common sight at Loyola sporting events, and garnered national fame when her No. 11-seeded Ramblers embarked on a Cinderella run in the NCAA Tournament, upsetting No. 6 Miami, No. 3 Tennessee, No. 7 Nevada and No. 9 Kansas State before finally falling to No. 3 Michigan in […]

„Das ist traurig“ – Scharfe Tuchel-Kritik trotz England-Sieg

Englands historischer Sieg gegen Wales (3:0) und seine Nachwehen!Während Trainer Thomas Tuchel (52) mit der Leistung seines Teams zufrieden ist, ist er mit dem Auftreten der Fans nicht einverstanden.Thomas Tuchel (52) stand jetzt siebenmal als England-Trainer an der Seitenlinie. Sechs davon gewann er, eine Niederlage (1:3 gegen Senegal) kassierte erFoto: Getty Images<!-->]-->Der englische Nationaltrainer kritisiert bei „ITV“ scharf: „Ich liebe den englischen Fußball, und ich liebe die englischen Fußballfans und die Unterstützung, die sie geben, aber ich denke, heute hat die Atmosphäre nicht zur Leistung auf dem Platz gepasst. Das Stadion war still. Wir haben keine Energie von ihnen zurückbekommen.“ Die Partie fand im Londoner Wembley-Stadion statt, mehr als 78.000 Fans waren live dabei.Mehr zum Thema<!-->[-->Tuchel weiter: „Was kann man noch mehr geben? 20 Minuten, drei Tore, wir haben Wales unter Druck gesetzt. Wenn man dann eine halbe Stunde lang […]

trending_flat
Breaking down everything Jaxson Dart and Cam Skattebo accomplished in Giants’ statement victory over Eagles

The New York Giants registered a statement victory on Thursday night, defeating the reigning Super Bowl champion Philadelphia Eagles, 34-17. The Giants pulled off this massive upset on the backs of their second and fourth picks in the 2025 NFL Draft: Quarterback Jaxson Dart and running back Cam Skattebo. In his third NFL start, Dart completed 17 of 25 passes for 195 yards and one touchdown, and rushed for 58 yards and another score. Skattebo was a monster on the ground all game, rushing 19 times for 98 yards and a whopping three touchdowns. He also caught two passes for 12 yards.Dart and Skattebo were the second rookie quarterback-running back duo to record 50 rushing yards and a touchdown apiece in a game since 1970, following in the footsteps of Robert Griffin III and Alfred Morris, and the first Giants rookie […]

trending_flat
High Five: The rest of the world’s top upcoming qualifiers

Outside of Europe, several continents across the rest of the world are still whittling down their candidates for the 2026 World Cup finals.Fates still hang firmly in the balance in Africa, Asia and the North America, Central America, Caribbean trident, with several nations dreaming of a first appearance at the sport’s biggest tournament.AdvertisementFrom Cape Verde to Curacao and Stanley Menzo to Steve McClaren, here’s everything you need to know about five of the biggest matchups coming up this week.Curacao v Jamaica, Ergilio Hato StadiumSaturday October 11, 12am BST/7pm ET (Friday)Stay calm, 90s football lovers – everybody’s favorite France ’98 underdog, The Reggae Boyz, are closing in on a World Cup return.Jamaica head into a double-header against Curacao and Bermuda knowing two wins will clinch their spot next year, should the other Group B fixtures end in draws.Steve McClaren is seeking […]

trending_flat
Super League Grand Final pundit predictions as Hull KR and Wigan face off

Ahead of the Super League Grand Final 2025 between Hull KR and Wigan Warriors, we asked the Sky Sports Rugby League pundits for their predictions...Jon Wilkin's predictionsWho will win? Wigan - My heart wants Hull KR, but my head knows better. Wigan have been haunted all season by last year's glory. Please use Chrome browser for a more accessible video player The Super League Grand Final takes place at Old Trafford on Saturday in a repeat of last year's final between Wigan Warriors and Hull KR. Take a look back at the big moments from their journey this season They won everything in 2024, and now they've come up empty in 2025. That kind of hunger makes teams dangerous.Desperate for silverware, nothing sharpens desperation like an empty trophy cabinet. Monterosa This content is provided by Monterosa, which may be using […]

Be the first to leave a comment

Leave a comment

Your email address will not be published. Required fields are marked *

Sportivo bridges the gap between talent and opportunity.

About SPORTIVO

Sportivo Network is a dedicated social platform for sports enthusiasts, athletes, and scouts. Whether you’re an aspiring athlete looking for opportunities, a coach searching for talent, or simply a sports lover wanting to connect with like-minded people, Sportivo is your go-to network. With features like direct messaging, profile showcasing, and talent scouting, Sportivo bridges the gap between talent and opportunity. Here, you can share your achievements, interact with professionals, and open doors to the next level in your sports journey. Join Sportivo Network – because every great athlete deserves to be discovered!
Copyright © 2025 SPORTIVO News. and SPORTIVO Network. All rights reserved.

Login to enjoy full advantages

Please login or subscribe to continue.

Go Premium!

Enjoy the full advantage of the premium access.

Stop following

Unfollow Cancel

Cancel subscription

Are you sure you want to cancel your subscription? You will lose your Premium access and stored playlists.

Go back Confirm cancellation